JP Burkhart


JP's latest writings
How Does a Credit Score Work?

When you fill out an application for a mortgage, car loan or even a credit card, lenders will consult your credit score to determine whether you are an acceptable risk. While this may sound harsh and uncaring, the premise behind a credit score is to help place all borrowers on equal footing using a broad sampling to determine proper credit risk. Determining Factors Credit scoring models use several methods of... (posted by JP 6 years 46 days ago.)